ThynkTax /Tax Reference /IT Act 2025 /§328 · was § 80EEA

Deduction for first-home buyers - Section 328

Section 328, Income Tax Act 2025·Effective 1 April 2026·Live · API confirms § 328

Additional deduction of ₹1,50,000 on interest on home loan for first-time home buyers if stamp duty value of property ≤ ₹45 lakh. Loan must have been sanctioned between April 1, 2019 and March 31, 2022.

Key provisions

  • Additional deduction of ₹1,50,000 on interest on home loan for first-time home buyers if stamp duty value of property ≤ ₹45 lakh. Loan must have been sanctioned between April 1, 2019 and March 31, 2022.

Use via API

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{
  "act_2025_ref": "328",
  "old_reference": "Section 80EEA, Income Tax Act 1961",
  "title": "Deduction for first-home buyers - Section 328",
  "category": "Section",
  "limit_or_rate": "-",
  "applicable_to": "-",
  "effective_from": "2026-04-01"
}