ThynkTax /Tax Reference /IT Act 2025 /§323 · was § 80CCD

Deduction for NPS contributions - Section 323

Section 323, Income Tax Act 2025·Effective 1 April 2026·Live · API confirms § 323

Deduction for contributions to National Pension Scheme. Employee/self-employed: up to 10% of salary (80CCD(1)), within ₹1.5L cap. Additional ₹50,000 under 80CCD(1B). Employer contribution: up to 14% of salary under 80CCD(2), outside the ₹1.5L cap.

Key provisions

  • Deduction for contributions to National Pension Scheme. Employee/self-employed: up to 10% of salary (80CCD(1)), within ₹1.5L cap. Additional ₹50,000 under 80CCD(1B). Employer contribution: up to 14% of salary under 80CCD(2), outside the ₹1.5L cap.

Use via API

GET/v1/tax-law/sections/by-2025-ref/323
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REQUEST · cURL
curl https://api.thynktax.com/v1/tax-law/sections/by-2025-ref/323
RESPONSE · 200 OK
{
  "act_2025_ref": "323",
  "old_reference": "Section 80CCD, Income Tax Act 1961",
  "title": "Deduction for NPS contributions - Section 323",
  "category": "Section",
  "limit_or_rate": "-",
  "applicable_to": "-",
  "effective_from": "2026-04-01"
}