ThynkTax /Tax Reference /IT Act 2025 /§393 · was § 194A

TDS on Interest - Section 393 (all TDS consolidated)

Section 393, Income Tax Act 2025·Effective 1 April 2026·Live · API confirms § 393

TDS on interest other than on securities. Bank FD interest exceeding ₹40,000 per year (₹50,000 for senior citizens) is subject to TDS at 10%. All now under consolidated Section 393.

Key provisions

  • TDS on interest other than on securities. Bank FD interest exceeding ₹40,000 per year (₹50,000 for senior citizens) is subject to TDS at 10%. All now under consolidated Section 393.

Use via API

GET/v1/tax-law/sections/by-2025-ref/393
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REQUEST · cURL
curl https://api.thynktax.com/v1/tax-law/sections/by-2025-ref/393
RESPONSE · 200 OK
{
  "act_2025_ref": "393",
  "old_reference": "Section 194A, Income Tax Act 1961",
  "title": "TDS on Interest - Section 393 (all TDS consolidated)",
  "category": "Section",
  "limit_or_rate": "-",
  "applicable_to": "-",
  "effective_from": "2026-04-01"
}