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India-Saudi Arabia DTAA

Treaty signed: January 25, 2006  |  Effective from: December 8, 2006

● Live · Rates served from /api/tax-rules/dtaa/SA

Dividends

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Interest

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Royalties

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Capital Gains

Fees for Technical Services

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NRI / Practical Note: Indians working in Saudi Arabia on employment visas do not pay income tax in Saudi Arabia. Their Saudi salary is not taxable in India either, provided they are NRIs (less than 182 days in India). The DTAA mainly covers business income and passive income between the two countries.

Key Treaty Provisions

  • Saudi Arabia has no personal income tax on individuals - treaty primarily helps Indian companies operating in Saudi Arabia and Saudi entities investing in India
  • Dividends: 5% for substantial shareholding (≥10%) - useful for Indian subsidiaries remitting to Saudi parent
  • Large Indian workforce in Saudi Arabia (around 2.5 million Indians) - their Saudi salaries are not taxable in India if they qualify as NRIs
  • Zakat (religious tax) is not considered income tax under the DTAA
  • Saudi Arabia has not ratified MLI as of 2025

Frequently Asked Questions

Is salary earned in Saudi Arabia by an Indian NRI taxable in India?

No. Saudi Arabia does not impose income tax on individual workers. India does not tax it either if the individual qualifies as an NRI. Only if you become a Resident of India (return to India and spend 182+ days) does your Saudi-earned income during your India-resident year become taxable.

What dividend withholding applies when an Indian subsidiary pays dividend to its Saudi parent?

Under the India-Saudi Arabia DTAA, dividends are taxable at 5% if the Saudi company holds at least 10% of the Indian company's capital, and 10% in other cases. The Saudi company must provide TRC from ZATCA (Saudi tax authority) and Form 10F.

Does Zakat payment in Saudi Arabia count as tax for DTAA purposes?

No. Zakat is a religious obligation under Islamic law and is not recognized as an "income tax" for DTAA purposes. Only corporate income tax (Shariah-based zakat on non-Saudi shareholders is treated differently). Consult a tax advisor for specific structures.

Browse all articles

19 articles
Art. 1
Persons Covered

Article 1 of the India-Saudi Arabia DTAA governs persons covered.

Art. 4
Resident

Article 4 of the India-Saudi Arabia DTAA governs resident.

Art. 5
Permanent Establishment

Article 5 of the India-Saudi Arabia DTAA governs permanent establishment.

Art. 7
Business Profits

Article 7 of the India-Saudi Arabia DTAA governs business profits.

Art. 8
Shipping, Inland Waterways, and Air Transport

Article 8 of the India-Saudi Arabia DTAA governs shipping, inland waterways, and air transport.

Art. 9
Associated Enterprises

Article 9 of the India-Saudi Arabia DTAA governs associated enterprises.

Art. 105%
Dividends

Dividends paid by a company resident in one State to a resident of the other State may be taxed in the recipie

Art. 1110%
Interest

Interest arising in one State and paid to a resident of the other may be taxed in the recipient's State, with

Art. 1210%
Royalties

Royalties paid to a resident of the other State may be taxed in the recipient's State; the source State retain

Art. 13
Capital Gains

Article 13 allocates taxing rights over capital gains between India and Saudi Arabia.

Art. 14
Independent Personal Services

Article 14 of the India-Saudi Arabia DTAA governs independent personal services.

Art. 15
Income from Employment

Article 15 sets the taxing rights for salaries earned by an employee of one State who works in the other.

Art. 17
Artistes and Sportspersons

Article 17 of the India-Saudi Arabia DTAA governs artistes and sportspersons.

Art. 18
Pensions

Article 18 of the India-Saudi Arabia DTAA governs pensions.

Art. 19
Government Service

Article 19 of the India-Saudi Arabia DTAA governs government service.

Art. 23
Elimination of Double Taxation

Article 23 sets out the mechanism by which double taxation is eliminated - typically through a foreign tax cre

Art. 25
Mutual Agreement Procedure (MAP)

MAP allows the competent authorities of India and Saudi Arabia to resolve disputes - particularly transfer pri

Art. 26
Exchange of Information

Allows the competent authorities to exchange information necessary to apply the treaty or domestic tax laws.

Art. 29
Entitlement to Benefits (PPT / LOB)

Treaty benefits are denied where the principal purpose of the transaction was to obtain them.

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